Assurena Insurance Agency is an independent insurance brokerage agency that carries some of the best coverage options in the entire New USA.

Our Contacts

88 Centre Street North,
Toronto L4W 1C9
+1 (419)-507-0468
+1 (213)-345-0468

Working Hours

9.00 - 5.00
8.00 - 5.00
8.00 - 5.00
8.00 - 5.00
8.00 - 4.00
Advance Payment

Obtain an advance payment from your insurance carrier for your immediate needs such as hotel, food, etc… Policyholders Adjusting Services will secure temporary housing if needed on your behalf, until your residence is restored.

Secure Your Property

Secure your property, per the requirements of your insurance policy, i.e., boarding up, security fencing and/or providing your property with a security guard, if deemed necessary. In addition, Policyholders Adjusting Services will obtain emergency water and electrical services to your property if needed.

Assess Your Requirements

Assess your requirements and the insurance company’s obligations.

Terms And Conditions

Explain the terms and conditions of your insurance policy in plain English and how they apply to your loss/claim. This includes a clear definition of the technical clauses and endorsements of the policy.

Damaged Property

Inspect your damaged property and prepare a plan of action with you, the insured.

Discuss The Scope

Contact and meet with your insurance company’s adjuster to discuss the scope of your loss and policy coverage. On your behalf, submit all claim documentation to the insurance company’s representatives and take part in all discussions and meetings with the insurance company.

Replacement Cost

Proceed to compile all the details with respect to replacement cost values and actual cash values (if applicable) to your home or building.


If applicable, review the co-insurance requirements of your policy as it relates to the building portion of the claim and prepare all appraisals required complying with said co-insurance requirements.

Insurance Policy

Prepare on your behalf a complete inventory of all contents insured under your insurance policy.

The Contents

Apply proper values to each item of the contents as required under your policy. Theses values include replacement cost, actual cash value, and amount of loss to each item.

Business Analysis

Do a complete business interruption analysis, to properly project, the potential loss including duration of the period of indemnity. A complete analysis is undertaken to properly project the potential business interruption exposure (if applicable).

Claim Insurance

Review all claim data with you and obtain approval before providing such material to the insurance company or its representative.


Keep you advised of the progress of the claim adjustment, providing prompt service to you without jeopardizing your claim.

Settlement Offers

Disclose promptly and fully report any offers of settlement by carriers to you, our client.

Settlement Amounts

All settlement amounts are subject to your final approval and authorization.

Don’t hesitate, contact us for better help and services. Explore all services.
0 1500

Happy customers

0 40

Awards Won

0 150

Industries Served

About Policyholders Adjusting Services

Providing Full Range of Insurance Services.

When you suffer a loss, you need a company who works for you.
Policyholders Adjusting Services understands your needs and has the experience and expertise required to best represent your interest. If you are insured by Allstate, Farmers, State Farm, Liberty Mutual, AIS Insurance, Progressive Insurance, etc we are here to assist you, The Homeowner.
Claim Ratio
85 %
Risk Management
95 %
Customer Satisfaction
100 %